Terms and Payment

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=155 BGCOLOR="#006699" TEXT="#080000"> <div> Janet Carmichael Paintings-Horseartandmore.com <FONT SIZE="4" COLOR="#FFFFFF" FACE="Arial" >    |  </FONT><FONT SIZE="3" COLOR="#FFFFFF" FACE="Arial" >   <A HREF="index.htm" TARGET="_top" TITLE="Janet Carmichael PaintingsHorseartandmor"><U>home</U></A></FONT></div> <bR> <div> <A HREF="id17.htm" TARGET="_top" TITLE="About Janet"><U>About Janet</U></A>   |   <A HREF="id18.htm" TARGET="_top" TITLE="Endorsements"><U>Endorsements</U></A>   |   <A HREF="id19.htm" TARGET="_top" TITLE="Murals"><U>Murals</U></A>   |   <A HREF="id20.htm" TARGET="_top" TITLE="Commissions"><U>Commissions</U></A>   |   <A HREF="id21.htm" TARGET="_top" TITLE="Paintings Gallery"><U>Paintings Gallery</U></A>   |   <A HREF="id29.htm" TARGET="_top" TITLE="Media"><U>Media</U></A>   |   <B>Terms and Payment</B>   |   <A HREF="id31.htm" TARGET="_top" TITLE="Contact Me"><U>Contact Me</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=260 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <IMG SRC="0a0e1a90.jpg" border=0 width="225" height="169" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> One element of child's room mural</div> </td> <td valign="top" height=325 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> Terms and Payment</div> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="652" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 2098 WIDTH="646"><div> <B>Benefits</B></div> <bR> <div> <B>No extra-cost packaging for standard packaging</B></div> <bR> <div> <B>Free Framing advice</B> </div> <bR> <div> My experience as a professional framer allows me to offer this extra benefit so that I can help you with your framing decisions, if you so choose. </div> <bR> <div> <B>No mark-up Shipping</B> </div> <div> Shipping is charged at cost; there is no mark-up as other web businesses often do. See below for more details.</div> <bR> <div> <B>Safe investment</B> </div> <div> Your painting is shipped insured, so you need not worry about your investment being lost.</div> <bR> <div> <B>Privacy ensured</B> </div> <div> I do not share any personal information with any third party for <U>any</U> reason. I do not like it myself and will not do it to you. PayPal has its own excellent privacy policy, which you can read from their site. (See the link to them below.)</div> <bR> <div> <B>I Pay Referral Fees! </B></div> <div> If you refer a sale to me, I pay a percentage to you. E-mail me for details on that programme.</div> <bR> <div> <B>It's Easy to Pay for Paintings</B></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">If you pay by cheque, make it payable to Janet Carmichael. Paintings are shipped after personal cheques have cleared through both banks. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">You can pay by money order in Canadian and U.S. currencies. </div> <bR> <div> <FONT SIZE="4" COLOR="#000000" FACE="Arial" ><IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">You can make credit card payments through </FONT><A HREF="https://www.paypal.com/ca/cgi-bin/webscr?cmd=_home-general&nav=0" TARGET="_blank" TITLE="https://www.paypal.com/ca/cgi-bin/webscr"><U><U>Paypa</U></U></A><A HREF="https://www.paypal.com/ca/cgi-bin/webscr?cmd=_home-general&nav=0" TARGET="_blank" TITLE="https://www.paypal.com/ca/cgi-bin/webscr"><U>l </U></A>, <FONT SIZE="4" COLOR="#000000" FACE="Arial" >which is a safe and easy service to use.</FONT></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Please, never, ever mail currency; I cannot be responsible for monies not received. I will provide my mailing address when we discuss your order. </div> <bR> <div> <B>Conditions of Sale</B><FONT SIZE="4" COLOR="#000000" FACE="Arial" > </FONT></div> <bR> <div> I want to deal honestly and forthrightly with you, my client, so there are a few items I need to spell out, so we are both happy with the transaction for my paintings. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Prices are quoted in $Can. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">All images are copyrighted worldwide by me, Janet Carmichael, for all media. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Images on this site are copyrighted. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Customs charges, VAT, import duties, imposed by destination country, if any, are extra and collectible upon receipt by the carrier. (This has yet to happen, but might, so I need to state it. Art is usually exempt. Check with your country's Customs Department for particulars. ) </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">When payment is received, your painting will be shipped. </div> <bR> <div> <B>More Shipping Information</B></div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Shipping is usually regular surface economy by a reputable commercial carrier chosen by me for best price and service to you. It varies, depending on the destination, which is why I cannot give a standard fee for everyone. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Unless otherwise requested, your painting will be shipped via "Best Method" by a reputable carrier and insured for the value. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Shipping to U.S.A. and Canada is usually by mail or courier and takes 2-3 weeks. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">The price for shipping is what the carrier charges me and includes insurance. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">My standard packaging is paper wrapped in cardboard. Wooden crating can be arranged at further cost. </div> <bR> <div> <IMG BORDER="0" SRC="Symb075c00b7011800000000.png" HEIGHT="19" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">I ship my paintings stretched, if on stretchers, not rolled, so that the paint does not crack and I find the best method for each delivery, depending on cost and service you desire.</div> <bR> <bR> <div> <B>Exciting News for Canadian Business Owners!</B><FONT SIZE="4" COLOR="#000000" FACE="Arial" > </FONT></div> <bR> <div> Did you know that Canadian tax law allows business owners to purchase and write off original Canadian art in its entirety? The acquisition of original Canadian art is included in the capital cost allowance for all Canadian businesses, providing the artist was a Canadian citizen when creating the work and the work of art is an original worth a minimum of $200.00. Canadian art acquired by businesses for display in an office may be depreciated on a declining-balance-basis even though it may depreciate at a much slower rate, and may even appreciate. The special capital cost allowance claim for Canadian art is intended to further the dissemination of Canadian art, as well as to support Canadian artists. (Budget Papers, 1981) <I>Reference: Ministry of Finance web site</I> </div> <bR> <div> Check details with your accountant.</div> <bR> </tD> </tR> </TABLE></B></div> <bR> <bR> </td> </tr></table></body>